Farm/Ranch Owners

Exclusive Farm Property Program

• $500 Minimum Premium
• $1,000 - $2,500 Minimum Deductible (based on value)
• Higher Deductibles Available

Eligible Classes Include:

• This agribusiness program is designed for farms involved in the raising or keeping of animals and livestock, including horses*, poultry, hogs and dairy
• Pick your own fruit and vegetable farms
• Growing and marketing of field crops, tobacco, nuts or vegetables
• Private Horse Farms
• Gentlemen Farms

*Private Horse Farms only

Coverage/Limits Available

• $3 Million Max: Total Insured Value
• $1 Million Max: Each farm dwelling (insured at Replacement Cost; includes Loss of Use and Other Structures at 10% of dwelling value)
• $300,000 Max: Each barn, outbuilding or other structure
• $20,000 Max: Each mobile home ($50,000 Max per farm)*
• $200,000 Max: Loss of Business Income (per location)
• $50,000 Max: Hay in Buildings ($10,000 Max for hay in fields, excluding wind)

 *Mobile home must be at least 100 feet from any farm building. Personal Property/Contents limit is 50% of the dwelling value 

Farm Liability

• $400 Minimum Premium
• $500 Deductible

Eligible Classes Include: 

• Farms and ranches with poultry, game birds, turkeys, horses, Gentlemen's Farms, grain and field crops
• Farm land leased to others for farming operations only (must be able to provide a copy of a current GL dec page or Certificate of Insurance from the lessee) 

 Farm Liability Limit Authority:

• $1 million per occurrence / $2 million aggregate
• $1,000 Med Pay (limit cannot be increased)
• $50,000 Fire Damage limit (limit cannot be increased)
• Animal Collision coverage available, maximum of $1,000 per head

Farm Equipment (Scheduled)

• More information coming soon

Farm Applications are now fillable online. Click here for list of applications.