Farm/Ranch Owners
Our Farm/Ranch Program is available for farms located in GA, SC, NC, & VA.
Exclusive Farm Property Program
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$500 Minimum Premium
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$1,000 - $2,500 Minimum Deductible (based on value)
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Higher Deductibles Available
Eligible Classes Include:
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This agribusiness program is designed for farms involved in the raising or keeping of animals and livestock, including horses*, poultry, hogs and dairy
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Pick your own fruit and vegetable farms
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Growing and marketing of field crops, tobacco, nuts or vegetables
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Private Horse Farms
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Gentlemen Farms
*Private Horse Farms only
Coverage/Limits Available
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$3 Million Max: Total Insured Value
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$1 Million Max: Each farm dwelling (insured at Replacement Cost; includes Loss of Use and Other Structures at 10% of dwelling value)
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$300,000 Max: Each barn, outbuilding or other structure
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$20,000 Max: Each mobile home ($50,000 Max per farm)*
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$200,000 Max: Loss of Business Income (per location)
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$50,000 Max: Hay in Buildings ($10,000 Max for hay in fields, excluding wind)
*Mobile home must be at least 100 feet from any farm building. Personal Property/Contents limit is 50% of the dwelling value
Farm Liability
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$400 Minimum Premium
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$500 Deductible
Eligible Classes Include:
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Farms and ranches with poultry, game birds, turkeys, horses, Gentlemen's Farms, grain and field crops
- Farm land leased to others for farming operations only (must be able to provide a copy of a current GL dec page or Certificate of Insurance from the lessee)
Farm Liability Limit Authority:
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$1 million per occurrence / $2 million aggregate
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$1,000 Med Pay (limit cannot be increased)
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$50,000 Fire Damage limit (limit cannot be increased)
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Animal Collision coverage available, maximum of $1,000 per head
Farm Equipment (Scheduled)
Farm Applications are now fillable online. Click here for list of applications.
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